Terms of Use

A. Site Security

You agree not to:

• Attempt to access any account, server, or data you are not authorized to access;
• Interfere with, disrupt, or damage the Site or Services;
• Introduce viruses, malware, or harmful software;
• Probe, scan, or test the security of any system;
• Intercept, expropriate, or tamper with data;
• Overload or “flood” any system to disrupt services.

Violations may result in civil and criminal liability. We will cooperate with law enforcement if necessary.

B. Spam and Unsolicited Messages

You may not send unsolicited bulk emails, chain letters, or commercial advertisements (“spam”) to any users of the Site or third parties through the Site.

C. Intellectual Property

You may not use the Site or Services to infringe on copyrights, trademarks, patents, or other intellectual property rights. PTSB may suspend or terminate your access for violations.

D. Prohibited Conduct

You may not:

• Post content that is unlawful, abusive, defamatory, harmful, obscene, sexually explicit, discriminatory, or invasive of privacy;
• Engage in conduct that violates laws or regulations;
• Misrepresent your identity or affiliation;
• Engage in deceptive marketing practices;
• Assist others in engaging in any of the prohibited conduct above.

E. User-Generated Content

You are solely responsible for any content you post or transmit through the Site or Services. You represent and warrant that your content is accurate, truthful, and does not infringe on third-party rights.

F. Use at Your Own Risk

Any reliance on information obtained from the Site or Services is at your own risk.

G. Consequences of Unacceptable Use

PTSB may, in its sole discretion, refuse, remove, or suspend your content or access to the Site and Services without prior notice. Attempted violations or indirect violations via third parties are treated as violations by you.

H. No Licensing

Your use of the Site or Services does not grant you any license to PTSB patents, trade secrets, or other intellectual property.

I. Linking and Downloading

You may link to the Site only with PTSB’s prior written permission. You may download or print one copy of materials for personal, non-commercial use, provided all copyright and trademark notices remain intact.